Insurance

$5,000 insurance included.
All-risk coverage built-in.
Increase it to $1 million and more at discounted rates.
Covers cash, gold, gems, art and more.
Confidential.
No forms to fill out.

Banks don't insure their safe deposit boxes, and neither does the FDIC. But every safe deposit box and secure storage unit at DMCC Vaults & Security Services includes $5,000 of all-risk insurance at no cost to you, which you can easily increase to $1 million or more. DMCC Vaults & Security Services is the first safe deposit storage provider in the Eastern US to provide each customer a policy in their name covering legal property stored in their box against all natural disasters—including all forms of fire and flooding, as well as burglary, robbery, terrorist attacks and other man-made catastrophes.

It's simple. There are no forms to fill out when you opt for increased coverage. And it's confidential. Special features of this coverage include no requirements for upfront disclosures, appraisals or declarations of your property to obtain or increase coverage; nor are deductibles paid upon any loss. Coverage extends to also protect property with no intrinsic market value, including important papers and documents such as wills, titles, deeds, trusts, passports, digital backups and photos.

You can select the precise amount of insurance coverage desired for your contents, and will have a policy issued directly in your name, which can be actively managed to address any changes in the property being stored. Confidentiality and privacy are preserved as disclosure of the contents of the box is not required to be insured.

Our SDBIC-Secure Plus contents insurance program is underwritten by AXA Art, an expert in insuring high value items in storage facilities and a member of the AXA Insurance group, one of the largest insurance entities in the world. Our company is also the first private vault and storage facility in the Eastern US to earn accredited status under the SDBIC SecurePlus program. To become accredited, our company underwent a rigorous independent assessment of its physical design and operations, involving analysis and inquiries in over 200 different areas ranging from vault design and construction, physical and electronic security, access technology and controls, fire detection and suppression, institutional policy and procedures, and management oversight with the goal of providing world class protection.

What Events Are Covered?

At DMCC Vaults & Security Services , your valuables are insured against natural and man-made disasters that include:

Burglary
Flood
Tornado
Explosion
Robbery
Earthquake
Mudslide
Insurrection
Fire
Tsunami
Landslide
Looting
Wildfire
Hurricane
Sinkhole
Terrorist Attack

What Items Are Covered?

At DMCC Vaults & Security Services your deductible is zero. No disclosure of your valuables is necessary. Covered items include:

Cash
Currency
Coins
Gold / Silver
Bullion
Jewelry
Diamonds
Gems
Bank Notes
Bonds
Securities
Rare Books
Collectibles
Fine Art
Antiques
Heirlooms
Firearms
Gold Certificates
Historical Documents
Sports Memorabilia

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